3 Ways to Simplify My Finances

Life is short, we all know that.  Over time, small tweaks to financial habits can build up into a bureaucratic nightmare.  That’s what I think happened to me and it caused an unnecessary burden.  At the time of my decision, I’m sure getting that bank bonus was a great idea.  I’m sure opening this new cash back credit card that is slightly different than my hotel points credit card appealed to me for some reason.  There is nothing wrong with adding layers, cards, rewards programs like Swagbucks, etc. and I don’t want that to be the takeaway here.  But for me, it has become too much. I want simplicity and efficiency with my financial habit.  In this article, I identified three pain points in my current finances and propose solutions and action items for each.

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Acorns Review – Pros and Cons

As dividend growth investors, we are always looking for easy ways to invest as much as possible!   Google “dividend investing products” and you will find countless apps and services to help get your investing proposition started, in order to reach financial freedom as soon as possible.   Heck, that is how we stumbled on our app review of Robinhood, which is a “no trade fee” investing platform.   One product that has gained a lot of publicity and is growing in popularity is the Acorns app.  So what we decide to do?  Hop on Acorns website, review the product, and put together a pros and cons list to help any potential users make a decision!

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Robinhood Review – Pros & Cons

An investor has multiple arenas that they can play on or multiple brokerage and service providers they can use.  With so many out there, it can make one’s decision on which one to choose extremely difficult.  This is similar to buying a laptop for blogging or even purchasing a car – there are so many, pros and cons for each one and then it comes to personal taste/goals.  With the continuous technology advancement – investing has become easier, cheaper and more intuitive than ever before with research tools that try to customize a stock or portfolio to your characteristics and long/short term goals.  We wanted to analyze an application/service providers for the readers, and that my friends is – Robinhood.

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