As I was sitting at work over the last few weeks, days and hours – I couldn’t help but have a different perspective of defining the purpose of why I am there and what I can do to maximize the 24 hours in a day. 4 words came to mind – Just Go For It. When it comes to blogging and building our Dividend Diplomat Brand, the same topic of Just Go For It, comes to mind. Then, when I went on a run and deep in a workout the other day, low and behold – Just Go For It, again, popped in my head. Run hard and run fast, keep going. When I am talking to my sister on helping her figure out her career and interviews – Just Go For It, all day. We are spending time together, to show her guidance on how to prepare, question & answer scenarios, amidst other things, tackling it with everything we have. Why not, right? With investing, saving and experiencing life – we have to “Just Go For It” in each and every way, within each and every day. Why the heck not? Find out more with what I’m talking about, what it means and what can happen if you do.
My wife and I just purchased a house…it is still settling in. I can’t believe I am taking the plunge into home ownership. This is the largest asset we ever purchased, and it most likely will be the largest one for the remainder of our life. Last week, I tried to give an in depth account of the purchase in an article. Some of our frustrations, how we stumbled on our house, and the bidding/acceptance process. At the end of the article, I left a cliff hanger about some of the parts of being a first time homeowner that I am still struggling with.
Taxes. Oh taxes how I loathe you. Last year in 2016 for 2015’s tax year, you got the best of me and received a nice check at the last day possible. After that moment in Mid-April of 2016, I did not want to go down that path again. I therefore, did y researched, spent time soul-searching for days, weeks and months to come to a plan. Finally, I will say this – I believe this year I kicked Uncle Sam’s ass, and I will show you how!
It’s warm and Sunny here in Cleveland, surprisingly (we’ve even had 2 straight days of sun!), in the middle of February. Here I thought the groundhog said we were in for a brutally long winter! However, I didn’t realize we were in for a brutally rising stock market, either! This has brought in new traffic on this dividend investing highway and one thing I have learned over this past/last weekend is – one should update the expected forward earnings per share on at least a quarterly basis, and I’m here to tell you why you should be doing just that.
Today, one of my co-workers was talking about his CPA exam and how he has one left to go to become an official CPA. Definitely a hard test, and thank goodness that’s long behind me. However, he was planning on taking it at the end of May. Even though we are in busy season, I stopped and asked, what? Why won’t you just put the 15-20 hours per week for the next 3 weeks and take the last part?! It dawned on him, after I laid it out – taking advantage of the one hour that you pound food, talk about the weekend with your boys and about what you’re going to do after work on Saturday, each and every afternoon gets you NO WHERE. If you want to accomplish things that you complain that you don’t have enough time for – make it a priority and take advantage of time, including that “lunch” hour. I don’t necessarily believe in a lunch-hour, I merely think of – you have a day – you are expected to accomplish work, objectives/deadlines, but definitely should take breaks throughout the day to do other things, etc.. but get your work done and in public accounting – be chargeable. I digress…I then showed my co-worker this lunch hour can produce 5 hours, at least, per week of studying, not including an early morning and then weekend studying after work and on Sundays. It finally hit him that accomplishing this goal is doable NOW instead of “maybe” LATER. It made me want to write about how to make the most out of what we call the “Lunch Hour”.
The holidays are a great time to share stories with your family. Have you noticed that the best ones seem to come out of nowhere, when you least expect it? Well, my mom definitely had me laughing for a while with two hilarious stories about financial revenge from her life and I can’t stop think about how funnier they are. But they have me thinking…how much money would you pay for sweet revenge?
“Nothing is permanent about our behavior patterns except our belief that they are so” – Moshe Feldenkrais
I was a little shocked, but I was able to find a quote that aligns perfectly with the message of this article. This morning, I felt motivated to write this article because it finally hit me. If you are unhappy with the status quo of your financial situation or are on the fence about trying a new personal finance strategy, why not take risks and go for gold?