Re-Financing the Mortgage Plan

Today, I wanted to put on paper and provide details to the plan I have to re-finance my mortgage on my house!  This is not a 100% certain action that I am taking, but the mortgage rate market is dropping low enough for me to look into, run the analysis on the numbers and potentially re-finance the mortgage.

House, Home Ownership, Domestic, Residential Continue reading

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What to Expect When You Can’t Pay Your Debts

It can sometimes feel like the more you do to try to get out of debt, the deeper into it you sink. This, by the way isn’t your imagination. Interest accumulates each month when you carry debt over into the next.

If this describes your current situation, you’re probably wondering what to expect when you can’t pay your debts. Well, in most cases, it looks like this. Continue reading

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Introducing Baby Diplomat!

This has been a roller coaster year!  There is one other thing I have been hiding from the community.  But we will save that for another post.  Today, I wanted to talk about an unbelievable, amazing event that has changed my life completely over the last month.  In March, the Diplomat family became a little larger.  It is time to meet Baby Diplomat!

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Three Personal Development Goals for 2019

Bert here. I’ve had a lot of time to reflect over the last month or so.  More than I ever have.  Over the last few years, I’ve developed some habits and characteristics that I’m not that proud of.   With reflection, I’ve realized how badly I’ve wanted to shake these habits because of the impact it has on me and some of the relationships I have with those close to me.  But nobody is going to do it for me.   Through pen and paper here on our blog, I wanted to put the pen to the figurative paper to help hold myself accountable.  To do so, I’ve set three personal development goals for the year.  If you have any advice for either or have done something similar, please share your story in the comment section.  I would LOVE to read about it.

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Bert’s Portfolio Review – 2019

For the first time on this website, I thought it would be a good idea to publish a review of my investment portfolio!  Lanny has been doing so each quarter and we are discussing many of these metrics on a regular basis either when together or on the phone.  So I figured it would be a good time to sip on a cup of tea (notice no coffee today) and dive into some of the numbers.

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Slowing Dividend Growth in 2019 and Why It Is Not All Doom and Gloom

Once again, as I sip on a delicious, warm cup of coffee, I have found myself shaking my head.  This time, the disappointment was at the hands of Pepsico (PEP).  Their recent 3% dividend increase left a lot to be desired.  It is significantly lower than last year and their 5-year average dividend growth rate.   But Pepsi wasn’t the only company that has made me feel this way in 2019.  We’re noticing a frustrating trend in 2019….slowing dividend growth.

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