A New Insurance Agency Chosen – I saved $290

The deed has been done.  I have finally made a decision to switch the insurance carrier for both Home & Auto.  It had to be done and I have said goodbye to my insurance carrier of, I believe, 7 years.  This has been the year of change, to say the least.  However, who am I kidding?  This was one of the easiest decisions of my life and saving $290 to switch, made that decision even easier. Continue reading

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Time to Negotiate Auto & House Insurance

Time to make another fight for my money, something that we should always do, with every purchase decision in our life.  I have recently had a few items drop off from my driving record (minor items, I promise!), pushing me to look at bills that are costly, on an annual basis.  Outside of the mortgage/house payment, what else is very expense?  Yes, auto and house insurance, something that I was spending approximately $1,425.00 combined for the year.  It is time to drill this expense down!

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A Huge Adjustment to our Student Loans Payment Plan

Debt has been on my mind a lot recently.  Even more so now that we own a house and I am watching a monthly mortgage payment fly away at the beginning of every month.   I became so frustrated with the monthly outflows, that I finally vented and challenged myself to start paying down debt as soon as possible.  While I had already established my plan to pay down our student debt in 6 quarters at the time of the frustration, I knew that I wanted to continue to pay down our private student loans as fast as possible.  But of course, things change over time and our situation has changed FOR THE BETTER!  It is now time to take a hard look at our student loans pay down plan and make a few adjustments based on our changing situation.

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Bills to Review Annually

Money is a precious resource that buys time, other necessities and freedom.  On a day off from work, I decided to continue the fight for the money that I earn.  I have traded my time to earn funds and it’s time to make each dollar that I am making go further than before.  We have had a few topics on this before, but today I wanted to list out the order of my operations, as I work to make my money go further.  I do have one question.  Are you willing to fight for your money?

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The Diplomats’ November Side Hustle Report

Another month is in the books and we are closing in on 2018!  What does that mean?  Another 30 days where we were able to earn extra money in order to pursue financial freedom.  Were we able to bounce back in November from the lower October month where we fell just $.03 short of reaching $100??  Given there was a holiday plus some extra time off – it could go either way!  You will simply have to check out the report below.  Always remember, every dollar counts in the pursuit.  Grab that cup of coffee and check out our November Side Hustle Report!

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How 20 Minutes of Price Shopping Saved Me $360 on Our New Couch

My wife and I moved into our house at the beginning of September.  Finally, nearly three months later, we were able to solve the most controversial purchase and topic of discussion….our new couch.  I cannot explain why, but we visited an insane number of furniture stores, sat on hundreds of couches, and could never find one that we both loved.  Finally, though, after these three very long months, we found “the one.”  I wanted to share the story about how a few simple tricks saved me almost $375 on our new could. The best part, it took less than a half hour to save some serious cash.

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How Peanutbutter, Bananas and Oats are a Recipe for Financial Success

In this day and age, where peer pressure, marketing and temptation are around us to spend money, there has always been my one “go to” to keep myself in financial check.  Food typically is a higher expense on a monthly budget and I have found a recipe for success that works for me, to keep that expense category down through the majority of a month.  How do I keep this significant line item in check?  One of my recipes for financial success boils down to nothing other than peanutbutter, bananas and oats!  What am I talking about?  Let’s dive into the fun details to see where I am coming from with this trifecta of awesomeness.

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