Buying My Wife’s Next Car

Despite my disdain for the costs of owning a car, I find myself in a familiar situation…looking for a new car.  This time, it isn’t a replacement for my dented Toyota Camry.  Instead, my wife is looking for a new car.  With the prospect of having a family being in the not so distant future, we are looking to upgrade my wife’s Honda Civic to an SUV.   This article will summarize some of the discussions my wife and I had about car ownership along with discussing our final options that we are looking to purchase.

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5 Ways to Save on a Vacation – Diplomat Style

Okay, so now that busy season is over, my wonderful girlfriend is doing quite a bit of a “fun” full court press for a vacation or a trip of some sort.  With the stress that’s occurred over the last few months – an all inclusive deal is being talked about.  Now – I won’t go off and pay for or book any vacation on the spur of the dime, the first mention of doing one or the knee jerk reaction.  The old-old Lanny would have done this maybe 10 years ago or so, but not Mr. “on the path to financial freedom” Lanny and how much further can we save for it and/or reduce the cost?  However – I do agree a trip, new adventures and a break is WELL needed and definitely think it would be a perfect idea, right now, yesterday and tomorrow.  So what did I/We do to analyze this?

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My Annoying $100 Loss

Over the last few weeks, my wife and I have been dealing with a slightly annoying situation at our home that in total, has put us about $100 in the hole.  Usually on this site, our non-stock annoyances are a result from the expenses of owning a car or some service provider unexpectedly increase their bill.  Not this time though and unfortunately, my wife and I had to bite a $100 bullet and accept the loss.

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Why I’ll Never Fix That Dent in My Car

Lanny and I have talked extensively about our disdain for owning a car, forking over a monthly payment for a depreciating asset, and dealing with all the random costs and annoyances that come with owning a car.   Well, a half a year ago, I caused some self inflicted damage to my car and have a massive dent to show for it.   This time, I drew a line in the sand and determined I am not spending my hard earned money for the repair!

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5 Easy Ways to Save During the Holiday Season

The holiday season is rapidly approach here! And you know what that means, a lot of gifts and a lot of swiping of your credit cards.  But just because the holiday season is here does not mean that you have to break the bank to enjoy it.  Heck, there are many ways to enjoy the holidays frugally and keep the expenses down as low as possible.  In this article, I wanted to share the five easy ways my wife and family keep our costs down and avoid unnecessary spending without sacrificing the spirit of the season.   Time to check them out!

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Thinning Down on a Bare Bones Budget

Lately I have been thinking of my income and expense, seeing what goes in and what goes out.  I couldn’t help but start to think that there are two ways to increase your financial moat to reach financial freedom in a shorter fashion.  Those two options are increasing your income and reducing your expense.  Without speaking on behalf of increasing your income, what if you already had a bare bones budget in your mind?  Are there ways of thinning down still?  Are there hidden pockets that one can slim down on?  Let’s see what I’m talking about.

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