We have a guest post from Lee Daley regarding budgeting. It has been a while since we have published an article on budgeting on our website. Lee provides some interesting tips and tricks to turn budgeting from a boring exercise to a fun one. Plus, he did it in a Top 5 list format. Our favorite. Hopefully you enjoy this article and find it beneficial. Feel free to add ways you are creative with a budget in the comment section!
If the idea of living on a budget sounds emotionally exhausting, don’t panic.
Plenty of people don’t consider budgeting to be the most fun they can have on a weekend. For many consumers, the concept of obsessing over numbers and watching the pennies can be quite overwhelming. However, the good news is that with a little creativity, you can make your budget less daunting, and more inspiring.
If you want more control over your finances, but you don’t want to bore yourself to death with your budgeting strategy in order to have more money, the following creative tips can help.
We have our guest, Danielle K Roberts, for writing this detailed article on a, “Big Retirement Mistake”. Danielle K Roberts is the co-founder of Boomer Benefits where she and her team help baby boomers navigate their Medicare insurance options. She is a member of the Forbes Finance Council and writes frequently about Medicare, retirement and personal finance.
Because of the baby boom that started back in 1946, it’s said that there are 10,000 baby boomers who are turning 65 every day. You might think this would cause an alarming number of retirees. However, according to The Motley Fool, 65% of boomers have planned to continue working past 65 years old. Continue reading
The following post is a guest blog post from one of our good friends, Taylor, and he offers a unique perspective about student loans and will provide some great tips about taking out student loans! We don’t traditionally have these, but we always enjoy reading a different perspective and other avenues to take to become Financially Free! Please see the post below and we thought it could be for something of consideration:
Student loans are unavoidable now that the college fees are skyrocketing and with students wanting to get in the top-ranked colleges. However, when students take loans, it does not end there because then there is the matter of loan repayments. If you take out loans wisely and with some tips in mind, you may be able to manage them after graduation. Please see the following article for more information about student loans.
The following post is a guest blog post from one of our good friends and he offers a unique-alternative to the traditional form of dividend investing. We don’t traditionally have these, but we always enjoy reading a different perspective and other avenues to take to become a dividend investor! Please see the post below and we thought it could be for something of consideration:
As some of you might know, investing has been made far more accessible to the public through the rise of robo-advisors. Each of these companies have their own investing philosophy and use technology to select a mix of ETFs depending on their clients needs. This option is ideal for people who don’t have the time or expertise to do it successfully themselves, or simply do not have enough wealth to have it professionally managed. Companies like Betterment and Wealthfront have been creating portfolios for clients as early as 2008, so this approach is nothing too new.
This is a guest contribution by Nick McCullum of Sure Dividend.
When investors can identify trends that either increase returns or reduce risk, it is wise to implement them into their investment strategies.
With that said, implementing positive market anomalies is usually not hard. Rather, the difficulty lies in finding them.
Two of the most straightforward improvements that investors can make to their investment strategies are:
- minimize investment fees
- invest for the long-term
This article will describe how each of these techniques can improve investment performance and provide actionable tips on how to implement them into your personal investment strategy.