Buying Our First Used Car

We had an insane month of May, no questions asked.  We bought a house, we attended a couple of weddings, and traveled to Boston for a graduation.  A lot going on!  If you recall, in what feels like forever ago by now, I wrote an article about how we were also going to have to purchase a car for my wife since her lease was set to end in May.  So on top of all of it, we added buying a car to the mix!   This time, something was different, we changed our plans at the last second and decided to purchase our first ever used car.  Now, here is the “thrilling” story about one of my least favorite processes ever, buying a car.

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Fears of Being a First Time Homeowner

My wife and I just purchased a house…it is still settling in.  I can’t believe I am taking the plunge into home ownership.  This is the largest asset we ever purchased, and it most likely will be the largest one for the remainder of our life.  Last week, I tried to give an in depth account of the purchase in an article. Some of our frustrations, how we stumbled on our house, and the bidding/acceptance process.  At the end of the article, I left a cliff hanger about some of the parts of being a first time homeowner that I am still struggling with.

pay down the mortgage or invest

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Best Use of Unlocked Cash Flow

Hello everyone!  Today, I went on a run outside and had a nice deep thought about what to do with an unlocked source of cash flow.  No, no this isn’t coming from my INCREASE in housing expenses or a pay raise.  This actually goes back to relate to paying off my auto loan earlier, rather than later.  This won’t be moving mountains, by any means, however this unlocks a new cash flow for me and now the debate is what to use the additional capital that will be available on a monthly basis going forward!

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Buying My Wife’s Next Car

Despite my disdain for the costs of owning a car, I find myself in a familiar situation…looking for a new car.  This time, it isn’t a replacement for my dented Toyota Camry.  Instead, my wife is looking for a new car.  With the prospect of having a family being in the not so distant future, we are looking to upgrade my wife’s Honda Civic to an SUV.   This article will summarize some of the discussions my wife and I had about car ownership along with discussing our final options that we are looking to purchase.

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Idle Cash Sitting Under the Couch Cushion

The title alone to the article makes me mad!  It has been over 2 straight months of no additional stock or investment purchase and it is very puzzling but easy to understand why at the same time.  Each stock I analyze either has a just a tad high price to earnings ratio, or the debt I am considering to pay down just doesn’t make as much sense based on the pure numbers.  What’s a guy to do?  See why I am sitting on Idle Cash and it’s building under the cushion of my couch at this moment!  Plus – see potential ideas/moves for the idle cash I have.

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The 5 Most Important Factors for Us When Buying a House

If you haven’t picked up on this yet, after we stated earlier in the year we were not in a hurry to buy a house, my wife and I are beginning to ramp up the process for buying a house.  Wow is it a complicated, intense, and fast-moving process.   We’ve read articles, listened to countless hours of conversations with family/friends, and co-workers, and fallen asleep too many nights to HGTV in our effort to gather as much information as possible.  Buying a house is such a major life decision and we are going to take our time with the decision.   We are finalizing on our list of things that are the most important to the two of us and it only seemed fitting to whittle our list down to a five.

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