My Plan to Pay Off Our Student Loans

Student Loans….a topic that almost everyone can relate to and almost every person in the personal finance community curse.  We’ve all read the reports and the numbers are staggering:  total student loans are over $1 trillion dollars here in the US and the average graduate is leaving school with an average of $37,712 (Source: Student Loan Hero).  My goal today is to discuss my family’s student loan situation, some of the tough discussions we had before incurring the student loans, and then to cap it off, my plan to pay off our debt as early as possible.

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Lanny’s October Dividend Income Summary

Wow… October is over, isn’t it?  World Series baseball has SPIKED and our beloved Cleveland Indians are making some history vs. the Cubs.  What a great way to end October and intro to November!  The cold and warm weather also keep battling on who is getting the last laugh, as it has swung from 75 to 50 back to 75 a few times over the last week.  However, we all know that the cold always wins towards the end of the year here in Ohio!  Enough about baseball and weather, you are here for dividends, so let’s see what I was able to rake in for the month in the dividend income investing world!

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Bert’s August Dividend Income Summary

We’ve closed the chapter on yet another month of 2016.  Time moves so fast…it is unreal.   It seems like just yesterday I was typing up my July dividend income summary and feeling excited for what was in store for me in August (probably because we went on our honeymoon!).   I received my last dividend of the month a few days ago, so it is finally time to once again share my results and track my progress as I race towards completing my 2016 goals.  With that being said, here it is, my August Dividend Income Summary!

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Crossing $3,000 in Projected Dividend Income

What a journey it has been so far.   Last week, after a sudden drop in earnings, Target’s price fell and I swooped up an additional 30 shares of the major retailer.  Now, I own 80 freaking shares and couldn’t be happier.  But the good great news didn’t stop there.  No, that investment also put me over a milestone that I have been eyeing for a few months now.    This last purchased pushed my forward dividend income over the $3,000 mark and you know what, there is no turning back now.   How did I get to this point?  Let’s take a look!

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Lanny’s Q2 2016 Goals Update

6 Months are officially in the books and we are nearing the July month end.  2016 is flying – some highs and some lows, but all are experiences to learn from, that’s for damn sure.  There has been a lot of progress, set backs and steps taken forward in order to achieve goals, have a balanced life and new experiences.  I set lofty goals back in December of 2015 for my 2016 year and the first 6 months/half year should provide a solid indication if I am on track to achieve the goals established, let’s see the big update!

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Bert’s Recent Buy – Target (TGT)

I just couldn’t sit on the sideline any longer.  For those of you that have followed our blog over the last month, you would have realized that there was one stock I have been fixated on…Target (TGT).  It was the number 1 stock on my June watch list for a reason.  Over the month, I was patiently waited for the right moment to strike.  When I went to buy, the stock price increased.  When I wasn’t able t access the internet to actually purchase the stock, the price fell.   Finally, the stars aligned as the markets had two terrible days after the Brexit situation.   Time to check out why and most importantly, how much TGT stock I purchased this week!

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United Parcel Service (UPS) Stock Analysis

With the stock market still continuing it’s position at very high points – it has left us dividend value investors to find little-to no room to make a move.  There have been flashes of companies taking a few steps back, such as Target (TGT) and Apple (AAPL), but what other companies are out there that may have not been in the public news, but that still look attractive right now?  Well, I received a package in the mail the other day and had a conversation about what industries may be benefiting from low oil prices?  What about shipping companies?  Better yet… what about United Parcel service (UPS)?  Let’s find out!

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