My Older Brother, His Finances, My Help, A Dream

I love my older brother.  I would do anything in the world for him.  I think, care and worry about him all of the time.  No, nothing is wrong, at all.  It’s not that kind of worry, so readers, please don’t, “worry”.  I always think about how great of a person he is and the potential taking on life, in full force, as he has just as much energy as I do.  The one HUGE area he has potential in, is guess what?  His finances.  He’s not completely awful with money, but it’s moreso that he has so much potential to be that much better with money.  When it comes to family, finances is an area that you would kill to make sure that they are taking advantage of every single opportunity that they have.  I want him to be right there with me, if possible, or even have his finances in better order than mine!  That’s what we do as family.  However, it wasn’t looking like that was going to happen and after years of working with, talking to and showing him what can happen, he did one thing.  He finally said, “Lanny, please help me be better”.  That has been the best statement I heard from him all year.   Continue reading

Why We’re Finally Maximizing our 401k Contributions in 2018

Fresh off of a record-setting December in terms of dividend income, I’m ready to hit the ground running in 2018 and make some serious moves.  Now that we are comfortably moved into our house and our cash outflows to make repairs and upgrades are shrinking drastically, we should have a lot of additional cash flow available for use in 2018.   After brainstorming what the most efficient use of the capital would be, I realized there is an easy change that I need to make with my finances.   Like Lanny over the past few years, my wife and I are finally taking the steps necessary to maximize our 401k contributions during the year!

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