My wife and I just traveled an incredible journey to Italy. We visited Rome, Naples, Sorrento, Amalfi Coast (including Positano), Capri and Florence. We did this all in an astounding 9 nights and I documented everything we did, that ended up saving us quite a bit of money (Euro, US $, you can insert your currency here). As a frugal individual and one that loves to travel and experience the world in a reasonable approach, we learned quite a bit on how to save money and stretch either your travel or living abroad budget further, while still taking in the history and culture.
I recently had a fun comment the other day. It just so happened to be on one of my most recent posts that came out on September 7th for my dividend stock purchases in August. A discussion between Dividend Gremlin and I struck a new fun game to play in my mind, relating to living costs and reaching financial freedom.
We all know this is the time of the year, especially for us Northerners, Easterners and Mid-Westerners, when the weather can be all over the place, similar to the stock market. We literally had record-setting freezing temperatures, where if you were outside for minutes, frostbite would occur. Only to have 60+ degree weather and be able to be outside with shorts and a t-shirt. The topic of energy preservation, frugality and saving money really hit home from this, as well has assisting a few families on how they can save, each and every month. Therefore, it’s time to list out THREE EASY habits to introduce, if not already, that will reduce energy and money, each and every month!
Time to make another fight for my money, something that we should always do, with every purchase decision in our life. I have recently had a few items drop off from my driving record (minor items, I promise!), pushing me to look at bills that are costly, on an annual basis. Outside of the mortgage/house payment, what else is very expense? Yes, auto and house insurance, something that I was spending approximately $1,425.00 combined for the year. It is time to drill this expense down!
Wow… another year, down. I know it’s cliche and that every day is just that, a day. Whether it’s 365 of them or 450, but at least the calendar is there to check progress towards your goals. I set goals last year in January, to blaze trails and do more what I’m passionate about. 12 months, 365 days, 8,760 hours (and you get the drift) have passed and it is that peaceful time to check in on the full check on my 2017 goals. Time to dive right in.
Money is a precious resource that buys time, other necessities and freedom. On a day off from work, I decided to continue the fight for the money that I earn. I have traded my time to earn funds and it’s time to make each dollar that I am making go further than before. We have had a few topics on this before, but today I wanted to list out the order of my operations, as I work to make my money go further. I do have one question. Are you willing to fight for your money?
My computer is now blazingly Fast! I am a very frugal individual when it comes to purchases, where I really weigh in on the value and impact a purchase has on my life, not just today – but going forward. The last 6 months to 1 year, my computer (aluminum Macbook I bought in 2008 – the first one to have a unibody aluminum casing, which I bought for less than half of what it cost when it first came (I did a few things to make this happen.. haha)) has been acting very slow when it came to multi-tasking. Multi-tasking activities such as: Word Document, Excel, iTunes and web browser – all open at the same time. I almost went and bought a new tablet or a new computer, but didn’t. This is where the Frugality of me comes into play. Continue reading