Time to make another fight for my money, something that we should always do, with every purchase decision in our life. I have recently had a few items drop off from my driving record (minor items, I promise!), pushing me to look at bills that are costly, on an annual basis. Outside of the mortgage/house payment, what else is very expense? Yes, auto and house insurance, something that I was spending approximately $1,425.00 combined for the year. It is time to drill this expense down!