Having cable is a hot topic in the personal finance community. There is one camp that consists of people who have been able to cut the cord and slash their cable, ditching traditional cable, and subscribing to a streaming service like Netflix. And the other camp, which I find myself in, have been unable to cut the cord because they like their traditional package and live sports too much! Well, last month, my cable contract expired and my rates were set to jump. I was torn in both directions and this was the closest I have ever come to cutting the cord. I wanted to share this experience with all of you…check out my last battle with my cable and internet provider.
Life is short, we all know that. Over time, small tweaks to financial habits can build up into a bureaucratic nightmare. That’s what I think happened to me and it caused an unnecessary burden. At the time of my decision, I’m sure getting that bank bonus was a great idea. I’m sure opening this new cash back credit card that is slightly different than my hotel points credit card appealed to me for some reason. There is nothing wrong with adding layers, cards, rewards programs like Swagbucks, etc. and I don’t want that to be the takeaway here. But for me, it has become too much. I want simplicity and efficiency with my financial habit. In this article, I identified three pain points in my current finances and propose solutions and action items for each.
My fiance and I have been joking around about this (well, mostly me) recently. When you talk about your wedding with your friends and family, there seems to be three questions that always enter the conversation. Where is your honeymoon? When are you having a baby? And when are you going to buy a house? I love the questions and have a great time talking about them. I just think it is funny how they always seem to come up! I’m sure most of you out there that have gotten married know exactly what I am talking about. The first two are easy answers, and unlike DivHut, you won’t be reading about a Baby Diplomat dividend growth investing fund anytime soon. The purpose of this article is to focus on point number three, when are we going to buy a house? I spoiled the suspense with the title of the article, so let’s take a look into why we are in no hurry to purchase a house after our wedding.