Bert’s Fourth Quarter Finance and Life Goals

This quarter I want to try something different.  Sure, I set my annual goals back in December.  Those goals are the big goals that I want to make sure I can accomplish over the course of twelve mounts and  they are supposed to take time to complete (which they definitely are).  However, that doesn’t mean there aren’t a ton of other short-term goals that I want to accomplish along the way.  During the fourth quarter, I want to create some shorter term personal finance and life goals that I also want to complete over the next three months.  Some are large and some are small.   But all will have a meaningful impact if I can accomplish them.  

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Take Risks – Nothing About Your Finances is Permanent

“Nothing is permanent about our behavior patterns except our belief that they are so” – Moshe Feldenkrais

I was a little shocked, but I was able to find a quote that aligns perfectly with the message of this article.  This morning, I felt motivated to write this article because it finally hit me.  If you are unhappy with the status quo of your financial situation or are on the fence about trying a new personal finance strategy, why not take risks and go for gold?

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My Not-So-Glorious Cable & Internet Battle

Having cable is a hot topic in the personal finance community.  There is one camp that consists of people who have been able to cut the cord and slash their cable, ditching traditional cable, and subscribing to a streaming service like Netflix.   And the other camp, which I find myself in, have been unable to cut the cord because they like their traditional package and live sports too much!  Well, last month, my cable contract expired and my rates were set to jump.  I was torn in both directions and this was the closest I have ever come to cutting the cord.   I wanted to share this experience with all of you…check out my last battle with my cable and internet provider.

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When will Netflix monthly subscription be “Too High”?

I love Netflix (NFLX).  I honestly do not know where I would be during busy season without the streaming subscription service and even on lazy Saturday or Sunday mornings with the lady binge watching a show with a cup of coffee.  For us “cable cutters”, Netflix has been a wonderful supplement for our entertainment purposes.  Back in 2014, Netflix rose their prices on new customers from $7.99 to $9.99, but didn’t touch us grandfathered customers.  They didn’t touch us, until now.  Our price will go up 25% from $7.99 to $9.99 or a “small” $2 more per month or $24/year (excluding taxes).  Question is – when and at what price will Netflix be too much or too high?

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My Internet Price – Too High? Or Just Right?

Hello everyone!  Lanny here and I wanted to talk about my internet price for the speeds that I receive and the provider I use here in the suburb of Cleveland, Ohio.  I would love to gauge what the readers are paying, see their take at what I pay, see what speeds you are receiving and then this will allow me to either move forward with trying to negotiate again on the price or to succumb potentially to the big provider I have.  Here is the analysis of my internet.

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My Phone Battle & Success with AT&T Cable & Internet

Well, well, it seems as though Bert was driving off of what I was able to accomplish with my mom’s package with AT&T recently/earlier this month.  You know how this battle goes – price is too high, you don’t want to pay/can’t afford that service, want to save money to invest/act more frugal, but that does mean one thing we all dread… Calling your cable/internet provider.  Luckily, I don’t have cable at my house, but my mom does, to which she wants to keep it.  Well, I wanted to put the gloves on and go to battle for her, did I come out the victor?  Let’s see how this went down and who stood at the end…

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Why I’m Considering Cutting the Cord & Dropping Cable

Lanny inspired me this week to call my cable provider, AT&T, and see if I could reduce my current monthly bill of about $110/month.  I know this is extremely expensive and the bill is almost split evenly between internet and TV.   However, unlike his success story of helping his family reduce their bill, I left my phone conversation frustrated and craving some better alternatives.  Darn you AT&T, why must you pay me such a great dividend!   I figured I would document some of the research I have been performing all  morning as I search the internet for better solutions.

Cut the cable

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