How 20 Minutes of Price Shopping Saved Me $360 on Our New Couch

My wife and I moved into our house at the beginning of September.  Finally, nearly three months later, we were able to solve the most controversial purchase and topic of discussion….our new couch.  I cannot explain why, but we visited an insane number of furniture stores, sat on hundreds of couches, and could never find one that we both loved.  Finally, though, after these three very long months, we found “the one.”  I wanted to share the story about how a few simple tricks saved me almost $375 on our new could. The best part, it took less than a half hour to save some serious cash.

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Cancelling Our Gym Membership

With the purchase of our first home, my wife and I are looking to find any monthly expenses that we can cut back on in order to offset the impact of our new mortgage, tax, and insurance payment.  There isn’t a one size fits all answer or one expense that will magically offset this impact; however, we are going to do everything we can to collect a series of small victories to lessen the blow.  We found one piece of low hanging fruit, our gym membership, and decided to take a look at whether the expense was necessary or a luxury.

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My Annoying $100 Loss

Over the last few weeks, my wife and I have been dealing with a slightly annoying situation at our home that in total, has put us about $100 in the hole.  Usually on this site, our non-stock annoyances are a result from the expenses of owning a car or some service provider unexpectedly increase their bill.  Not this time though and unfortunately, my wife and I had to bite a $100 bullet and accept the loss.

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Bert’s September Dividend Income Summary

3 quarters down….1 quarter to go.  Fresh off my recent 2016 goals review, I am inspired and looking forward to an exciting finish to 2016.   The 3rd month of the quarter always brings an exciting dividend income summary because of the mutual fund payouts.  And I can’t wait to show you the progress I have made in just 12 months.  Let’s dive in and take a look at my September dividend income summary.

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My Not-So-Glorious Cable & Internet Battle

Having cable is a hot topic in the personal finance community.  There is one camp that consists of people who have been able to cut the cord and slash their cable, ditching traditional cable, and subscribing to a streaming service like Netflix.   And the other camp, which I find myself in, have been unable to cut the cord because they like their traditional package and live sports too much!  Well, last month, my cable contract expired and my rates were set to jump.  I was torn in both directions and this was the closest I have ever come to cutting the cord.   I wanted to share this experience with all of you…check out my last battle with my cable and internet provider.

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Why We Didn’t Create A Wedding Budget

A month or so ago, I wrote about the best day of my life…my wedding day.  I wouldn’t have changed a thing!  Towards the end of the article, I mentioned that I was going to write a few more articles down the road about a few things about our experiences during the year and a half leading up to the big day and some things we learned along the way.   There is so much that is involved in a wedding, it is insane!  So hopefully some of you will be able to learn from our experiences or conversely, share your experiences in the comment section so future readers can benefit from things you may have done differently than we did!  So here it is, the first installment of my post wedding article series.  Today, I wanted to share with you why my wife and I did not create a wedding budget while planning our wedding!

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My Internet Price – Too High? Or Just Right?

Hello everyone!  Lanny here and I wanted to talk about my internet price for the speeds that I receive and the provider I use here in the suburb of Cleveland, Ohio.  I would love to gauge what the readers are paying, see their take at what I pay, see what speeds you are receiving and then this will allow me to either move forward with trying to negotiate again on the price or to succumb potentially to the big provider I have.  Here is the analysis of my internet.

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