Crossing $12,000 in Dividend Income – Dividend Milestone ACHIEVED!

12000 in dividend income

I’m excited to announce our family crossed a HUGE dividend investing milestone.  Our family’s projected annual dividend income surpassed $12,000! This is a huge milestone, not just for me, but any dividend investor! Why? We now earn $1,000 per month in dividend income!

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Refinancing My Mortgage After Two Years and Saving $48 per month

This is an article that I am very excited to write.  And I owe a huge thank you to Lanny for helping me make it happen.  Ever since the rate cut in July, we have all been bombarded with emails asking us to refinance our mortgage.  “Why you need to refinance with Quicken Loans.”  “You’ve been pre-approved with Chase.”  Even Ally Bank, where we have both held our investment portfolios at one time, offered us a sweet refinance deal.

With an interest rate of 3.89% on a 30-year mortgage originated two years ago, I never thought that refinancing would work for me.  But as interest rates continued to slide and the refinance market exploded, rates finally reached the level where it was economically beneficial for me to make the move.  Here is why I am refinancing my mortgage after two years and unlocking some serious cash along the way.

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Bert’s July Dividend Income Summary

Looking back, July was a pretty monumental month for me.  My daughter turned four months old, went to an in home daycare for the first time, Cleveland hosted the MLB All Star Game, and it was my birthday!   We talk about milestones on this website a lot.  Although it wasn’t an investing milestone, my birthday did represent another milestone that I won’t talk about.  But I am learning quickly that time does fly and things can happen with a blink of an eye.   That’s why today, I am going to reflect on the dividend income received last month.  Here is my July dividend income summary!

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Expected Dividend Increases in June 2019

Man the year is flying by!  I can’t believe it is almost June and the fact that my daughter is now two months old!  As you know, each month is an exciting new chapter in the story of dividend increases. And we summarize and discuss it here on our website.  June is going to be a fun month, as there are a lot of names that are expected to announce an increase.   Let’s start the process of reviewing and predicting the expected dividend increases in June!

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Getting Back to Basics

We all have been there.  When time goes by and sometimes you cannot grasp everything that is happening or everything that is happening is out of your control.  You begin down a spiraling path of not taking care of “the house” and end up jumping from one event/task/fire to the next, while running out of time to take care of what was needed.  The last 6 months have been amazing and Lord knows how life-filled that time period was.  However, I may not have been as diligent as I could have been and 2019 is about getting back to basics.

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Bert’s October Dividend Income Summary

Another month.  The leaves are changing, Halloween is behind us, and I have officially ate way too much Halloween candy!  My wife and I love the fall season and even had a chance to go apple picking before the weather was too cold and make some fantastic desserts with our haul.  But that’s not the point of this article, is it?  Each month, we like to summarize our results and check out the growth and progress we are making in terms of dividend income.  Lanny kicked off the festivities by announcing a very nice 10.96% increase compared to last year.  Let’s see how well I can perform.  Here is my October Dividend Income summary!

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What are the Differences Between Mutual Funds and ETFs?

This year, we launched our financial education series.  The purpose was to educate investors on various aspects of dividend investing or just investing in general.  Some articles have been as fundamental as “What is a Dividend?”  while some articles took a deeper dive into a topic, such as “What is a REIT and How Are Dividends From a REIT Taxed?”   Today’s article will take a step out of the dividend specific topic and explain the differences between mutual funds and ETFs.  Both types of investments are important diversification options and are similar (but with some key differences).   And of course, as you would expect, there will be a dividend twist at some point in this article!  Let’s start peeling back the layers!

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