My Annoying $100 Loss

Over the last few weeks, my wife and I have been dealing with a slightly annoying situation at our home that in total, has put us about $100 in the hole.  Usually on this site, our non-stock annoyances are a result from the expenses of owning a car or some service provider unexpectedly increase their bill.  Not this time though and unfortunately, my wife and I had to bite a $100 bullet and accept the loss.

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Bert’s July Income and Expense Summary

Man oh man does it feel weird to be writing one of these articles again.  Similar to Lanny, I had taken a few months off of writing an income and expense article for a variety of reasons.   Through switching jobs again, traveling for my old job, and insert any life activity, time has been at a premium.  Enough with the excuses from my end!  While Lanny performed a 3 month income summary earlier in the month, I decided to forgo summarizing the last three months and instead focus solely on July.  But don’t worry, I will update our Savings Challenge page to display the last 3 months since one of my annual goals is to defeat the Dividend Diplomats Savings Challenge 6 times this year!  Let’s see how I performed in July.

Piggy Bank

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Bert’s Savings Rate Summary: September

Last month I accepted Lanny’s challenge to save 60% of my income.  As I discussed in my post about my decision, I mentioned that I have been very bad about tracking my expenses and I have never put together a tracking mechanism to calculate my savings rate.  Well that has changed and I am now watching my expenses like a hawk.  In order to save 60% of my income, I need to watch all income and expense sources closely to figure out where I can trim the fat.  Now that September is over, the questions is…Did I save 60% of my income??

Savings rate

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