Life is short, we all know that. Over time, small tweaks to financial habits can build up into a bureaucratic nightmare. That’s what I think happened to me and it caused an unnecessary burden. At the time of my decision, I’m sure getting that bank bonus was a great idea. I’m sure opening this new cash back credit card that is slightly different than my hotel points credit card appealed to me for some reason. There is nothing wrong with adding layers, cards, rewards programs like Swagbucks, etc. and I don’t want that to be the takeaway here. But for me, it has become too much. I want simplicity and efficiency with my financial habit. In this article, I identified three pain points in my current finances and propose solutions and action items for each.
As dividend growth investors, we are always looking for easy ways to invest as much as possible! Google “dividend investing products” and you will find countless apps and services to help get your investing proposition started, in order to reach financial freedom as soon as possible. Heck, that is how we stumbled on our app review of Robinhood, which is a “no trade fee” investing platform. One product that has gained a lot of publicity and is growing in popularity is the Acorns app. So what we decide to do? Hop on Acorns website, review the product, and put together a pros and cons list to help any potential users make a decision!