I feel like I am just stuck in a rut right now. A lot of exciting things are going on at the moment, and I know that I should be enjoying them. We finally closed on our house and the title is in our name. The thought of home-ownership was at one point a dream and now it is a reality. Now the projects begin. We have an apartment to pack, wallpaper to tear down, walls to pain, hardwood floors to re-finish, and other projects that will emerge at the blink of an eye. This should be fun; this should be exciting. But something feels off right now as I write this article from my hotel room. After sitting at the same looking desk that I have sat at so many times at every Hampton Inn in “you name it” city, it finally it me. The reason I am feeling off right now is not because of the volume of work that has to be done on my house, but rather, the fact that I will be traveling a lot for work over the next few months is having negative impact on my ability to complete these projects and even worse, my savings account.
Half of 2017 is in the books. Man oh man does time fly. I look forward to the first weekend of every month so that I can summarize my dividend income from the previous month. Summarizing my June dividend income, aka the third month of the quarter, is always a little more exciting since I get to include the dividends received from mutual funds. Enough talk, let’s take a look at how I performed in June compared to 2016.
With 2016 coming to a close and New Years rapidly approaching, we are running out of time to publish our 2017 goals so that we can hit the ground running on January 1st and sprint towards the finish line. If you haven’t noticed, the two of us have spent a lot of time thinking about taking the right approach to the goal setting process. We are not aiming to cross a low bar here on this website. Instead, we have taken months to find purpose driven goals that are challenging and are going to push us. Will it be comfortable achieving all of these goals…no! But is that really the point of the goal setting process? We want to sweat, we want to force ourselves to scrape every dollar together….we want to feel the burn. Man, I’m starting to sound like Lanny here. After a month of brainstorming, number crunching, and debates, here they are, my five 2017 goals!
If you haven’t picked up on this yet, after we stated earlier in the year we were not in a hurry to buy a house, my wife and I are beginning to ramp up the process for buying a house. Wow is it a complicated, intense, and fast-moving process. We’ve read articles, listened to countless hours of conversations with family/friends, and co-workers, and fallen asleep too many nights to HGTV in our effort to gather as much information as possible. Buying a house is such a major life decision and we are going to take our time with the decision. We are finalizing on our list of things that are the most important to the two of us and it only seemed fitting to whittle our list down to a five.
My fiance and I have been joking around about this (well, mostly me) recently. When you talk about your wedding with your friends and family, there seems to be three questions that always enter the conversation. Where is your honeymoon? When are you having a baby? And when are you going to buy a house? I love the questions and have a great time talking about them. I just think it is funny how they always seem to come up! I’m sure most of you out there that have gotten married know exactly what I am talking about. The first two are easy answers, and unlike DivHut, you won’t be reading about a Baby Diplomat dividend growth investing fund anytime soon. The purpose of this article is to focus on point number three, when are we going to buy a house? I spoiled the suspense with the title of the article, so let’s take a look into why we are in no hurry to purchase a house after our wedding.