Debt has been on my mind a lot recently. Even more so now that we own a house and I am watching a monthly mortgage payment fly away at the beginning of every month. I became so frustrated with the monthly outflows, that I finally vented and challenged myself to start paying down debt as soon as possible. While I had already established my plan to pay down our student debt in 6 quarters at the time of the frustration, I knew that I wanted to continue to pay down our private student loans as fast as possible. But of course, things change over time and our situation has changed FOR THE BETTER! It is now time to take a hard look at our student loans pay down plan and make a few adjustments based on our changing situation.