Recent Buy – Citizens & Northern (CZNC)

Well…well…well….it looks like January ended the same way it started for me….with buying a stock!  At the beginning of the month I was able to add to my stake in ADM, a darling of the dividend investors community of late due to drop in stock price over the last few months.  And after the boom that occurred at the end of the month, I was happy I purchased shares in ADM when I did.   After my ADM purchase, there was a little bit of a lull period when I sat on the sidelines as the madness unfolded.  Until the end of the month, when I accidentally stumbled on a great opportunity.  You guessed it, I purchased some additional shares of one of my Roth holdings Citizens and Northern Corporation (CZNC).  See why I purchased more shares in this community bank. CZNC

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Which “Always Buy” Stock is Cheapest?

Breaking News!  The stock market had an insane week last week.  Every day was an exciting new chapter.  On Friday, the thrilling conclusion, the S&P 500 closed down 2.38% and this wasn’t even the lowest point of the day.  Bottom line is that there are many great stocks available at a discount right now and investors have been scooping them up left and right.  Heck, Lanny and I were both active as we both added to our stakes in ADM (See Bert’s purchase summary here and Lanny’s here).   With each subsequent red day in the market I become more motivated to add a rock-solid dividend paying company to my portfolio that I can buy and hold till I reach financial independence.   During times like these, I decided to look no further than my list of 5 “Always Buy” stocks to determine which one of these companies is trading at a price that may be too low to resist.

Watch List

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Recent Buy – ADM

Well, I couldn’t stay on the sidelines too long in 2016.   I am AMPED and ready to start the year off strong after setting my goals and realizing that I have some serious work to do.   One of the stocks I already own has been trading at a discount of late and let me tell you, I just couldn’t hold off any longer.  Let’s dive right in and see which company won the honor of being my first stock purchased in 2016 (If the title hasn’t given it away already). Buying Stocks

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December Dividend Income from YOU the Bloggers!

Another month has passed by and you know what that means…time to check out how well us and others in the community performed in December.  This is our favorite month to receive dividends since we get those massive (hopefully) capital gains distributions from our mutual funds.  So we are expecting to see many records here folks!   Let’s have a look at DEcember’s dividend income summary from YOU the bloggers!  Each name has a link to each blogger’s respective income article, so please click the link if you want to read about their month in great detail.  Continue reading

Bert’s December Watch List

First of all, I want to take the time to wish everyone a Merry Christmas.  Today is such a great day as you get to sit down with family, share stories, exchange gifts, and spend some time catching up with each other.   Hopefully everyone is having a relaxing, special, day off.  I know Lanny and I are.   A few days ago, I published my 2016 goals article and I have been inspired over the last few days to find some great dividend growth stocks to add to my portfolio.   After all is said in done, there have been two stocks recently that I keep coming back to and wanting to add to my position/initiate a position in my portfolio.  Here is my December Watch List everyone!

Watch List

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Bert’s 2016 Goals

I can’t write this without smiling.  2016 is going to be an amazing, life-changing year for me and I cannot wait until the ball drops on New Year’s Eve to make it official.  I’ll be marrying the love of my life at the end of May, so I don’t think there is a bad thing that can happen to me.   Well, now I left myself with an impossible task.  How on earth to I segue from that to discussing my 2015 investing goals?  Nothing I do this year will mean more to mean than that.  So I guess I will technically knock out one goal at the end of May?  Anyway…. now I’ll get down to business.  This article will discuss my 2016 goals!goals

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Top 5 Dividend Aristocrats with Low Debt to Equity Ratios

Recently, we saw the ugly side of debt.  As we all watched Kinder Morgan’s stock fall and wait for the final, inevitable sword of a dividend increase, there was one thing that became evident…KMI’s debt level was too high and the results were unsustainable in the current market environment (See Lanny’s awesome write up/analysis about KMI from earlier in the week).  The pressures mounted and management plus the Board of Directors decided to slash their dividend to preserve cash flow for capital expenditures and cover interest/dividend payments.   While debt isn’t a bad thing, I don’t want you leaving this intro thinking that’s my conclusion, runaway/uncontrolled debt can present many problems.  The name of our game on this website is investing in stocks with a growing dividend income stream, so we try to avoid companies and stocks that take us off of this course.  Which is very ironic considering that Lanny and I purchased shares in KMI just under a month ago (here and here) With the wound from KMI still fresh, I wanted to run a stock screener and identify several Dividend Aristocrats with low debt levels.  Check out our newest installment of our Top 5 list series (foundation stocks and low dividend yield/high dividend growth rate stocks)….the Top 5 Dividend Aristocrats with Low Debt to Equity Levels.

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