Having cable is a hot topic in the personal finance community. There is one camp that consists of people who have been able to cut the cord and slash their cable, ditching traditional cable, and subscribing to a streaming service like Netflix. And the other camp, which I find myself in, have been unable to cut the cord because they like their traditional package and live sports too much! Well, last month, my cable contract expired and my rates were set to jump. I was torn in both directions and this was the closest I have ever come to cutting the cord. I wanted to share this experience with all of you…check out my last battle with my cable and internet provider.
I am getting the itch. Man oh man am I getting the investing itch. Lanny wrote about how it has been at least 30 days since he has purchased a stock… and that article was written over a month ago! Guess what, we still haven’t bought a stock since that article was published. So while the market continues to rise, I have been collecting cash patiently waiting for the right moment to strike. Q1 earnings are starting to be released and there may be a crack in the armor of a couple of low yielding companies I have been following. Let’s see which two low dividend yield stocks I have on my radar.
Life is short, we all know that. Over time, small tweaks to financial habits can build up into a bureaucratic nightmare. That’s what I think happened to me and it caused an unnecessary burden. At the time of my decision, I’m sure getting that bank bonus was a great idea. I’m sure opening this new cash back credit card that is slightly different than my hotel points credit card appealed to me for some reason. There is nothing wrong with adding layers, cards, rewards programs like Swagbucks, etc. and I don’t want that to be the takeaway here. But for me, it has become too much. I want simplicity and efficiency with my financial habit. In this article, I identified three pain points in my current finances and propose solutions and action items for each.