Lanny’s May Dividend Income

As time passes, so does a month of collecting dividend income. Five wild months are already in the books and the sun is shining here in Cleveland.  Talk about a rarity these days.  As spring is upon us, I think, it’s time to see what the 5th month of dividend income was able to bring.  Now to the results

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Bert’s April Savings Rate Summary

This has been the busiest month for me, by far, since Lanny and I began the Dividend Diplomats’ Savings Challenge last year.  I found myself having many new inflows and outflows this month, which can be both a good and a bad thing.  The question is, with all of this new activity, was I still able to achieve a savings rate of 60% of this month?

Savings Rate

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Bert’s Recent Purchase – NSC

When I changed jobs recently, I received a nice pay increase and I could not wait to deploy the extra cash into the market.  I figured that living off of my old salary and investing the extra capital would provide a much-needed jolt to my investing portfolio to help me reach my goal of investing $15,000 in fresh capital this year.   To help automate this process, I began direct depositing $400 of my paycheck into my Capital One bank account, which means the funds are available to use in my portfolio instantly.   While the $400 may seem small, a series of $400 purchases in a stock adds up quickly and you can establish a strong position in a stock before you know it.   Why am I bringing all of this up?  Because I was paid last week and had $400 to invest, which was perfect timing for one of the stocks I own and have been building a solid position in to continue to decrease.   I think you all see where I am going with this….with my most recent purchase, I added to my growing position in Norfolk Southern Corporation (NSC).

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General Mills (GIS) Stock Analysis

Time for a dividend stock analysis over a company we are all well aware of, are one of our dividend aristocrats and is a legacy type stock.  We all have seen the commercials, definitely have had a bite of their branded products and is  a staple in almost every household.  Who else doesn’t want a jolly green giant, multi grain crunching cereal  with a little “woo hoo” from a poke in the stomatch?  Yes, I am referring to the General Mills (GIS) company who pumps over $19 billion in sales annually (combined domestic and international).   Let’s see how good that honey bee tastes!download

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Lanny’s Recent Purchase – Re-up in JNJ

Well, I became more consistent and maintained my eye sight on Johnson & Johnson (JNJ) last week.  I decided to re-up on my position on Tuesday, as I had a free trade for that day and the stock price actually went in my favor.  I had wanted to increase my position to approximately $1,500 and I was able to do that with this purchase.  After this, I feel like I’d want this position even more rounded, at an even $3,000 amount.  Let’s take a look at the quick purchase: Continue reading

Lanny’s April Dividend Income

As time passes, so does a month of collecting dividend income. Four wild months are already in the books and the sun is shining here in Cleveland.  Talk about a rarity these days.  As spring is upon us, I think, it’s time to see what the 4th month of dividend income was able to bring and it marks 1/3 of the year being over. Now to the results

dividend income

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Defining Yield on Cost (The YOC!)

This post will be an investing lesson regarding a certain investing topic that dividend investors will occasionally use when they discuss performance and metrics.  It is similar to your yield and is a huge proponent for how long you hold onto an investment, the activities that happen within that investment, as well as the pros and cons of measuring such a metric.  The topic that I’d like to discuss today is the Yield on Cost or, as I like to call it – The YOC!  And no… this is not the same thing as in the NFL or YAC (Yards after catch), close though!  Let’s talk about The YOC! Continue reading