The air is getting colder, the leaves are changing colors, and the calendar is changing over from August. This can only mean one thing…FOOTBALL SEASON IS BACK! Fans are dusting off their jerseys and tailgating gear in anticipation of action returning to the gridiron. There is a downside to being a hardcore football fan (besides for disappointment)…the cost! Never fear, the Dividend Diplomats are here to share our frugal tips on how to enjoy football season and live frugal at the same time. Yes it is possible!
Category Archives: Frugal Living
The Cost of Golfing
For the past 8 years, I have been trying (and failing) to become an average golfer. I found an un-discovered passion for the game and have been working to get better each year. Over this period, my uncle and friends have spent countless hours on the beautiful courses watching me hit a ball 50 yards, curse, and sometimes throw my club in anger. I commend them for their patience, because it happens much more frequently than it should. It seems I have reached my potential as a self-taught golfer and part of it is my fault for not putting in a better effort to learn/spending the money to take lessons and learn the right way. I have tried and failed at teaching myself to golf. What lies ahead is a serious investment to improve my game. The question is….is it really worth it?
New Computer Feel for…$63.67
My computer is now blazingly Fast! I am a very frugal individual when it comes to purchases, where I really weigh in on the value and impact a purchase has on my life, not just today – but going forward. The last 6 months to 1 year, my computer (aluminum Macbook I bought in 2008 – the first one to have a unibody aluminum casing, which I bought for less than half of what it cost when it first came (I did a few things to make this happen.. haha)) has been acting very slow when it came to multi-tasking. Multi-tasking activities such as: Word Document, Excel, iTunes and web browser – all open at the same time. I almost went and bought a new tablet or a new computer, but didn’t. This is where the Frugality of me comes into play. Continue reading
Why I am aiming to save 60% each month
I recently reviewed and read DM’s latest post, as he has felt a “Slow down” to the finite item – time. Here we are, the majority of Americans, working in Careers/”Jobs” that we don’t necessarily gain the most happiness from, spending 40-100 hours per week and watching this “time” dwindle. Now I know that there are the individuals who are working those hours doing something they absolutely love for a company or a firm – awesome and congratulations. I can admit – there are perks from my career that I do find enjoyable and that I Love and am passionate about with being a CPA and working for a firm – such as, client relations, offering them advice & guidance, solving problems, the camaraderie with my co-workers, being a teacher to the younger staff & being well respected within my firm. Continue reading
Increasing My Cash Flow by Moving & Tips for Minimizing Moving Costs
At the beginning of July I moved into my new place, the second floor of a duplex in an amazing area. And so far, I love the place (I’ll spare you the boring details about the place). Not only is the place really nice, another major benefit is that it will also increase my savings account. Now that I am finally settled in and mostly unpacked, I will finally take a hard look at just how much I will be saving by living in the new apartment. In this article, I will calculate my monthly and annual savings from moving apartments and will provide tips on minimizing moving costs while furnishing a new apartment.
Losing a roommate… and the rental check to go with it
August 8th marks the day of a new era for me… the day my Roommate officially is out of my house that I purchased back in September 2011. Some may think that doing that was crazy of me and that it’s nice to have a bulk of the monthly payment on my house paid for, but here is why I had to have him move out.
Why I Don’t Have Cable
Many of the readers on these platforms are very frugal or are looking for ways to be frugal. I know I push myself to limit monthly expenditures I have that take away from life, interaction (to some degree) and also my pocket. I read an article from the NY times last year that said something around 90% of Americans are paying a form of cable television – 90%!!!! That’s a pretty alarming amount of people that are paying on a monthly basis to large corporations such as, but not limited to: AT&T (T), Comcast (CMCSA), WOW!, etc.. I know my fellow Diplomat – Bert – probably has shrills going through his body about this article because I know he enjoys having cable, more so for the fact to watch Sports, well, there are other means BERT.
