The title alone to the article makes me mad! It has been over 2 straight months of no additional stock or investment purchase and it is very puzzling but easy to understand why at the same time. Each stock I analyze either has a just a tad high price to earnings ratio, or the debt I am considering to pay down just doesn’t make as much sense based on the pure numbers. What’s a guy to do? See why I am sitting on Idle Cash and it’s building under the cushion of my couch at this moment! Plus – see potential ideas/moves for the idle cash I have.
Whoa! Shaking off the cobwebs on my full-on dividend stock analysis skills here. It’s been quite some time since I’ve independently wrote an article on one dividend stock out there. Given that my busy season has wound down, I though tit would be a great time to shake the rust and really dive into a company that I not only own, but is a highly visible company in the market place. With the tides in the market thus far this year, the increase of rates, the election, etc.. the stock market has never been so unpredictable. With that, we need to have a sense of security to the cash we have saved in order to deploy the appropriate capital to a company. In terms of security – here is dividend stock that is of high quality as it relates to network and data security… Cisco Systems, Inc. (CSCO).
Today, one of my co-workers was talking about his CPA exam and how he has one left to go to become an official CPA. Definitely a hard test, and thank goodness that’s long behind me. However, he was planning on taking it at the end of May. Even though we are in busy season, I stopped and asked, what? Why won’t you just put the 15-20 hours per week for the next 3 weeks and take the last part?! It dawned on him, after I laid it out – taking advantage of the one hour that you pound food, talk about the weekend with your boys and about what you’re going to do after work on Saturday, each and every afternoon gets you NO WHERE. If you want to accomplish things that you complain that you don’t have enough time for – make it a priority and take advantage of time, including that “lunch” hour. I don’t necessarily believe in a lunch-hour, I merely think of – you have a day – you are expected to accomplish work, objectives/deadlines, but definitely should take breaks throughout the day to do other things, etc.. but get your work done and in public accounting – be chargeable. I digress…I then showed my co-worker this lunch hour can produce 5 hours, at least, per week of studying, not including an early morning and then weekend studying after work and on Sundays. It finally hit him that accomplishing this goal is doable NOW instead of “maybe” LATER. It made me want to write about how to make the most out of what we call the “Lunch Hour”.
Wow, here we are everyone! We are 1/12th in the books and the engine is starting to make progress for 2017. It has been one wild month, being in busy season – these are the days that last forever, but fly by at the same time. When you are working 60-80 hours per week, it feels like there is so much to do and going on that you can’t seem to keep up, but yet, your days are longer, still yearning for more hours in the day. Now that January is in the books, however, that means that one month of dividends is also recorded officially! Let’s check out the January December Dividend Income round up!
That’s right I am back at it again folks! Just when you thought that everything can be strategized and plotted out on a map, until you come to this site and realize – you can go deeper, simpler, easier and automatic. I am trying to make this investing journey an automated process as much as possible, as then you can allow yourself to focus on going forward, the everyday variables, planning further with the future and enjoying more of the moment now.
Just when I thought I was coming down with a great system, I realized that I still needed to make contributions into my IRA account for the 2016 year. I still actually am quite a bit away from maxing out the year, but with this purchase, I definitely reached closer to the goal. I love banking and truly am passionate about the moves being made in the industry. I know Bert knows all about this company, and I’m sure the community is starting to also learn a little bit more, hopefully! A few days ago I was able to make a stock purchase back into a community bank stock that I own!
BOOM! 2016 is officially closed, the I’s have been dotted and the T’s are now crossed. There has been a lot of progress, set backs and steps taken forward in order to achieve goals, have a balanced life and new experiences. I set lofty goals back in December of 2015 for my 2016 year and with the year turning a page to 2017, this means it is now time to reflect on achieving or not hitting the goals established for the year. Let’s see how I was able to perform.