Is This Stock Market Begging Me to Pay Down My Student Loans?

Each day I watch the stock market in awe.  At 4 PM EST, I read a headline like “Stock Market Sets New Record” and when I log online in the morning I am reading an article about how the market is up in the pre-market once again.   By the end of the day, it is like de ja vu and I start the process all over again.  This market makes finding stocks the meet our stock screener difficult, how could it not?  Well, I have been thinking a lot about where I want to allocate my capital recently and what I want my next move to be.   After doing some research on various blogs, including some articles written by my fellow Diplomat, I find myself considering the option that the title of the article outlines.  Is now the time to accelerate the payments on my student loans?

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November Divided Income from YOU the Bloggers!

One month to go for 2016!  In the midst of being snowed in, shoveling 2-3x per day, we have compiled the list of dividend income from the bloggers in the community.  We’re sure you all know the drill, each month, we first publish our dividend income summaries (Bert’s here and Lanny’s here) and then aggregate as many as we can from ALL OF YOU in the dividend growth investing community.  SO if we didn’t include you this month, please understand it is not personal and is more of a result of timing!  Now, time to dive in and check out our November Dividend Income summary from all of you dividend bloggers in the community!

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Lessons Learned About Setting Goals

It is that time of the year.  To me, December means finishing out the year strong, racing towards the finish line, and setting the table for a successful year going forward.  For the last few weeks, I have been thinking long and hard about my life, investing, and our blog goals.  What should I focus on?  Where should I be at this point next year?  Questions like these have racing through my mind and I am trying to process and make sense of them all.  I’ve been thinking a lot about the goals I have set from the prior year and trying to leverage them as much as possible, including both the successes and the shortcomings.  I thought it would be helpful for me, and hopefully some of you, to write down my thoughts and lessons learned over the last few years about setting goals.   Time to dive in.

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5 Easy Ways to Save During the Holiday Season

The holiday season is rapidly approach here! And you know what that means, a lot of gifts and a lot of swiping of your credit cards.  But just because the holiday season is here does not mean that you have to break the bank to enjoy it.  Heck, there are many ways to enjoy the holidays frugally and keep the expenses down as low as possible.  In this article, I wanted to share the five easy ways my wife and family keep our costs down and avoid unnecessary spending without sacrificing the spirit of the season.   Time to check them out!

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Bert’s November Dividend Stock Watch List

Lanny said it best, the post election stock market has been crazy.  A lot of industries that have been trading at a discount, financials and REITs for example, have soared while other stocks that have traded at highs over the years are approaching buy-able levels again.    Recently, I was able to knock out one of my 2016 investing goals by crossing $3,250 in projected dividend income; now, I have another goal in sight….investing at least $20,000 in “New Capital” into the market.   I’m ready to keep the pedal to the metal and take advantage of some more opportunities that Mr. Market has presented us.  Time to check out my November Dividend Stock Watch List!

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One Downside of a Roth IRA

I’m starting with a disclaimer here.  We could debate for hours the pros and cons of a Roth IRA; Heck, Lanny has written about both sides of the Roth vs. Traditional argument already…first about maximizing your Roth IRA contributions for 10 years and then writing about his plan to use a Traditional IRA going forward during the summer.  What am I proving here?  There is not a one size fits all approach and using a Roth or a Traditional account may (and should) change as your financial situation changes.   This last week I experienced one of the downsides of a Roth IRA and I wanted to share it with all of you.

Roth IRA

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Recent Buy – Realty Income (O)

I figured you all would see this coming considering one of my last posts and involved performing a dividend stock analysis over one of the most population REITs in the dividend investing community and I recently featured the company on my last watch list.   But this week, I took some capital off the sidelines and put it back into the market as stock prices continue to tumble.  Time to share with you the newest addition to my portfolio, Realty Income (O)!

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