Who & What is Vanguard?

What does it mean when someone says, “Oh, I Vanguard” or “I use Vanguard”.  There is even a line or two when people talk about investments in a conversation, and someone says, “I let Vanguard handle everything”.  Well, my goal is to explain and put that to rest.  This all came from an interesting conversation with one of my best friends and he felt that this information was necessary for the community to read, especially those starting out to invest and wanting to know more terminology, where it comes from, what it means and the impact to them.  Therefore, I will do my best to explain the “who” and the “what” in Vanguard.

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Bert’s June Dividend Income Summary

Half of 2018 is officially in the books!  I am also another year older and have one year left to enjoy my 20s.  2018 has been an investing year unlike any other in the past.  There have been a ton of great buying opportunities and companies are providing shareholders with some crazy dividend increases and share buyback programs.  Lanny and I are having a blast following the twists and turns of Mr. Market.  Now that another month has come to a close, it is time to take a step back and review the dividends received during the month.   Here is my June dividend income summary!dividend income Continue reading

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Bert’s January Dividend Income Summary

The calendar has turned and we are off to the races in 2018.  It has busy month and our busy season has been intense.  But that hasn’t stopped us from closely monitoring our portfolios and the excitement that is happening in the stock market.   We all finished December strong and as a community 39 of us were able to receive of $30,000 of dividend income.  It was a record-setting month for a lot of us, including myself.  And now that 2018 has started, it is time to keep the momentum going.  With one month down, I thought it would be as good as a time as ever to publish my first dividend income summary of 2018.  Time to check out my January dividend income summary!

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Bert’s December Dividend Income Summary

December is THE BEST month to be a dividend growth investor.  Not only is it the third month of the quarter the most popular month to pay a dividend, but December is also the month where mutual fund companies pay their capital gains distributions!  Whoo.  Lanny and I were refreshing Vanguard’s website hourly (okay, probably less frequent than that) since we were eagerly awaiting the results.  For Lanny, the results WERE INSANE as he crossed $2,000 in dividend income for the first time ever.  Lanny congratulations my man.  Just incredible!  While my portfolio is far behind his (one day I’ll catch you Lanny!), my December’s have historically been strong.  If I ever had a chance to record a record level of dividend income and beat him this month, it would be in December.  So now, let’s dive into the details and check out my December dividend income summary!

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Bert’s December Dividend Income Summary

I’ve been getting excite to write this post ever since I published my November 2016 dividend income summary.  Why?  Because December is the BEST DIVIDEND INCOME MONTH OF THE YEAR!  Not only do we receive dividends from the majority of companies in our portfolio, but we also receive distributions from our mutual funds.  More often than not, the capital gains distributions cause you to fall out of your seat as the number never seems to disappoint, especially when you have been contributing to your 401k throughout the year.   Now that it is officially 2017, time for me to perform my final dividend income summary of 2016!  Let’s see my December dividend income figures!

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Am I too Overweight in Mutual Funds?

As investors, one of our favorite words is diversification.   We are taught to diversify our portfolios to avoid exposure to any one particular investment or sector of the market and achieve balance.  One of the easiest ways to achieve diversification is through purchasing mutual funds, which I did at the beginning of my investing career.  However, now that I have grown as an investor and now own 30 individual stocks, I wanted to take a look back at my current mutual funds to determine if too much of my portfolio is allocated to these diversified holdings.  It is time to take a look at the five mutual funds I hold and determine if ACTION needs to be taken.

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Bert’s June Dividend Income Summary

June is coming to a close and you know what that means….we are officially halfway through 2015!  That’s right, our year is nearly 50% completed.  Are you kidding me??  It seems like just yesterday that I was writing my 2015 goals article and trying to scheme about how I am going to knock these goals off.   This month is one of my favorite dividend months as most of my portfolio pays out in third month of the quarter, so this is always one of my favorite articles to write!  Let’s see how I performed in June and if I was able to knock of Lanny, who had one heck of a month as well racking up nearly $850 in dividend income!

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