Why We’re Finally Maximizing our 401k Contributions in 2018

Fresh off of a record-setting December in terms of dividend income, I’m ready to hit the ground running in 2018 and make some serious moves.  Now that we are comfortably moved into our house and our cash outflows to make repairs and upgrades are shrinking drastically, we should have a lot of additional cash flow available for use in 2018.   After brainstorming what the most efficient use of the capital would be, I realized there is an easy change that I need to make with my finances.   Like Lanny over the past few years, my wife and I are finally taking the steps necessary to maximize our 401k contributions during the year!

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Bert’s October Dividend Stock Watch List

I’m sitting at my dining room table with a freshly brewed cup of coffee and the fall breeze blowing in.  What a beautiful fall day here in Northeast Ohio.   With a lot of the expenses associated with moving in and updating our house in the rear-view mirror, I’m finally starting to flip on the investing switch again and aggressively look for great opportunities to add to or establish new positions.  I’m inspired by Lanny’s recent dividend income month where he covered over 100% of his monthly housing expenses with his dividend income.   If I want F.I.R.E, I need to go get it.  So today, I sat down and found four dividend stocks that I would like to watch over the next month.  Let’s take a look at my October dividend stock watch list.

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Bert’s September Stock Watch List

After seeing such incredible numbers posted in our latest edition of our monthly dividend income summary from other bloggers in the dividend growth  investing community, I am extremely motivated to invest some extra capital and help push my dividend income forward.  Even though I am working hard to earn extra cash via side hustles to try to pay down our debt as fast as possible, I decided that there was a little room to still invest on the side.  How could I resist buying a potentially undervalued dividend growth stock after all?  This month, I’ve targeted four companies for my September stock watch list.   Let’s see who I am keeping my eye on!

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The Power of $50,000 in Dividend Income, Explained

By now, you have come across tens and tens, and heck maybe even one hundred sites that are dedicated to dividend investing.  You have dissected the reports, seen figures that members are posting in the community, what stocks are being purchased & by whom, as well as in what dollar amounts & frequencies.  If you’ve been to our website, then you have seen those items and have seen us post our income results each month and where we stand in our journey to financial freedom with the main catalyst of dividend investing.  Instead of being “this thing” that investors and the community is doing, I wanted to pull a major, not the only, but a major driver from behind the curtain on the “why” we are dividend investing.  To break it down in one painfully wonderful word, taxes.

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Lanny’s July Dividend Stock Watch List

Tough month for Clevelandars with our Finals loss to the Golden State Warriors in June.  It’s okay, another year to plan and strive for the trophy.  Our Cleveland Indians are playing some pretty damn good baseball and the perfect summer weather of low 70s and sun has started to peek through, as we recently had muggy/humid 80 degree weather.  Amazon (AMZ) has purchased Whole Foods Market (WFM) and stocks are showing a few signs or better signs of opportunities based on valuation metrics.  I wanted to share my July dividend stock watch list and to see if they happen to be on yours as well.  Now, onto the stocks!

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The Importance of Long-Term Low Cost Investing

This is a guest contribution by Nick McCullum of Sure Dividend. 

When investors can identify trends that either increase returns or reduce risk, it is wise to implement them into their investment strategies.

With that said, implementing positive market anomalies is usually not hard. Rather, the difficulty lies in finding them.

Two of the most straightforward improvements that investors can make to their investment strategies are:

  • minimize investment fees
  • invest for the long-term

This article will describe how each of these techniques can improve investment performance and provide actionable tips on how to implement them into your personal investment strategy.

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Best Use of Unlocked Cash Flow

Hello everyone!  Today, I went on a run outside and had a nice deep thought about what to do with an unlocked source of cash flow.  No, no this isn’t coming from my INCREASE in housing expenses or a pay raise.  This actually goes back to relate to paying off my auto loan earlier, rather than later.  This won’t be moving mountains, by any means, however this unlocks a new cash flow for me and now the debate is what to use the additional capital that will be available on a monthly basis going forward!

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