I am relatively new to the frugal living lifestyle, as I didn’t even begin tracking my savings rate and monitoring my expenses with a fine tooth comb until a few months ago!  But now, since I have accepted the Dividend Diplomats’ 60% Savings Challenge where I aim to save 60% of my income each month, I have been trying to find new, innovative ways to save.   Recently, I have found success saving using one new method: Asking for a Discount (If the title didn’t give it away)!  Let me explain.
Continue reading →