Refinancing My Mortgage After Two Years and Saving $48 per month

This is an article that I am very excited to write.  And I owe a huge thank you to Lanny for helping me make it happen.  Ever since the rate cut in July, we have all been bombarded with emails asking us to refinance our mortgage.  “Why you need to refinance with Quicken Loans.”  “You’ve been pre-approved with Chase.”  Even Ally Bank, where we have both held our investment portfolios at one time, offered us a sweet refinance deal.

With an interest rate of 3.89% on a 30-year mortgage originated two years ago, I never thought that refinancing would work for me.  But as interest rates continued to slide and the refinance market exploded, rates finally reached the level where it was economically beneficial for me to make the move.  Here is why I am refinancing my mortgage after two years and unlocking some serious cash along the way.

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August Dividend Income From YOU The Bloggers!

Markets up, markets down.  That seems to be the theme of 2019.  Oil prices have been the latest item to experience wild swings.  Further, interest rates are starting to slowly climb up once again, so hopefully many of you were able to take advantage and refinance your mortgage (I know Bert did – article to come on the topic).  Each swing, each change in the market, presents a new wave of opportunities for long-term investors like ourselves.  That’s why it is important to have a stock screener (Read our Dividend Stock Screener), establish a watch list, and most importantly, SHARE YOUR IDEAS WITH THE COMMUNITY.

What’s crazy is  how many stock purchases the two of us have made over the years that stemmed from an article we read on one of your websites.  We cherish this community.  Which is why we aggregate as many dividend income summary articles from around the community.  Here is the August  2019 version of the Dividend Income from YOU the Bloggers series.  It is time to get motivated!

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The Living Cost Per Hour Calculation – Fun Game to Financial Freedom

I recently had a fun comment the other day.  It just so happened to be on one of my most recent posts that came out on September 7th for my dividend stock purchases in August.  A discussion between Dividend Gremlin and I struck a new fun game to play in my mind, relating to living costs and reaching financial freedom.

Idea, Innovation, Imagination, Mindmap Continue reading

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Bert’s August Dividend Income Summary

Another month is in the books and 2019 continues to fly by at a record pace.  Baseball season is winding down and football season is starting up again.  Plus,  we are approaching fall, which is my wife’s favorite season.  It’ll be even more special now that we can celebrate it with our daughter for the first time.  August was another crazy month for the market.  There were wild swings, buying opportunities, and naturally, the market climbed towards the end.  But during that time, dividend income provided us a consistent dividend income stream.  Lanny kicked off the party on this website by posting insane results (Read about his $800+ dividend income month).  So now it is my turn.  Let’s dive into my August Dividend Income summary.

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5 Ways to Save $500 TODAY

Saving money.  It’s a necessity to get ahead, if you feel that your income engine is tapped at the moment.  Further, time.  Time is precious and it may be foolish to spend countless hours to save a dollar here or there.

Therefore, I want to show you The Guide.  The Guide to save AT LEAST $500 on YOUR current expenses, right now.  In fact, The Guide will be be able to allow you to save THOUSANDS in a year, if you want and let it.

Are you ready to save money?  Let’s get ready to put money back into your pocket! Continue reading

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Lanny’s Dividend Stock Purchase Activity – August 2019

On your journey to financial freedom or financial independence, you have to stay hungry out there.  August brought many stock opportunities and I was going to feed that hunger by making dividend stock investments, in order to take steps closer to being financial independent.  In August, I was able and lucky enough to make 4 dividend stock purchases and my investments only covered two different companies!  The investment purchases were for one company already in my portfolio and one new addition to the dividend family!  Time to check out my August activity!

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