We are in full-fledged crisis mode in the United States and in the World it appears.  Given the failures already of Silvergate, Silicon Valley and Signature, Credit Suisse is now being bought out by UBS within the European countries.

This is not just a U.S. problem.  The global pandemic from COVID-19 was just that, a global problem.  The contagion, as they are calling it, is everywhere.  That’s what happens when trillions of dollars of money is released out to the public and receivers banked it and the bankers invested it.  Invested into long-term, low-rate assets. Continue reading →

Here we are.  It’s 2023 and I experienced my first dividend cut just a meager 53 days into the year.  Intel (INTC) cut their dividend recently and it had me thinking long and hard about my investing strategy over the last 13 years.

Everything has worked just fine 95% of the time.  The other 5%, like dividend cuts or even mergers, are usually not overly material or significant, but they still are frustrating to a T.  No, not AT&T – T, but to a “t”.  A lesson is learned each time.  This time it was about not falling for an iconic company and listening to a management statement. Continue reading →