Category Archives: Lessons

Investing Lessons for Your Younger Self!

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The goal with investing is to continue growing and learning more as you become more experienced. Quite frankly, that should be the goal for EVERYTHING in life, not just investing!  The two of us have been investing for over a decade. Trust us when we say this.  We have grown a lot and learned from a TON of investing mistakes over the years.  We are active participants on Twitter (Profile here) and love being a part of the DivTwit community!  Hearing our investing advice is boring…right? Plus, we may not provide a wide enough spectrum of advice and investing lessons.  Rather than write an article with just our anecdotes, we decided to ask DivTwit!  This article contains Investing Lessons for our younger selves!

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STOP Making Extra Mortgage Payments on Your LOW Rate Mortgage

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If you obtained a mortgage at any point from 2010 through early 2022, there is a good chance your mortgage rate is at or below 4.50%.

The wise person makes at least one extra full mortgage payment per year, to knock off years and interest off their mortgage.  No question that’s a great way to save money and save time on your mortgage.  This mechanism definitely can help you on your journey to financial freedom!

However, this blog post may be long overdue.  You should STOP making EXTRA mortgage payments on your LOW interest rate mortgage, if you have not already! Continue reading →

5 Free Websites to Research Stocks to Buy | Investing 101

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We have been buying dividend growth stocks for over a decade. Since 2014, we have been documenting our journey to financial freedom on this website by purchasing undervalued dividend growth stocks. A few years ago, we also started sharing our journey via video on our YouTube Channel. We developed our own simple 3 Step Dividend Stock Screener to help identify undervalued dividend stocks. However, one critical question remains unanswered….until now. What websites and tools do we use to find undervalued stocks to buy? This article will provide the 5 FREE websites to research stocks to buy used by the two of us!

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How to reach $1,000,000 in 15 years of Investing

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one million dollars

Everyone want’s a million dollars, for the most part.  Some may even have – making $1,000,000 a goal of theirs on their lifetime to do list.  You haven’t been taught how to get there and your employer doesn’t really help you learn what you need to do to make, earn or generate a stock portfolio that is worth a million dollars.  Every think about what it could take to build $1,000,000 in 15 years of saving and investing?  What if I could show YOU that YOU can be a millionaire by following simple math and having dedication to the process? Continue reading →

High Yield Savings Account: Adding Capital One and ~$100

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high yield savings account

On your road to financial freedom, you look to maximize every aspect of your budget. Your goal is to maximize your income and minimize your expenses. While many transactions or activities may result in large dollar gains, the reality is that you must win a lot of the small transactions as well to reach financial freedom.  Growing up, and still today, I am a huge baseball fan. To incorporate a baseball reference here, the singles are just as important as the home runs.  Using a high yield savings account is a single; but it is critical to maximizing the interest earned on your cash.

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